Business Health & Protection Insurance
Health & Protection Insurance for Businesses
Because your team is your business’s greatest asset.
Your people drive performance, shape culture and define your organisation’s future. When illness, injury or other unexpected challenges strike, the impact isn’t just personal, it touches productivity, morale and the bottom line. The right health and protection plans give your team the care they need and give your business the resilience it deserves.
Key Person Insurance
Safeguard your business against the financial impact of losing a key employee through illness or death. Key Person Insurance provides vital funds to help cover lost profits, recruitment costs, or interim replacements; keeping your business stable during challenging times.
Shareholder Protection
Ensure your company remains in trusted hands if a shareholder passes away or becomes critically ill. Shareholder Protection provides the funds needed for remaining shareholders to purchase the affected shares, maintaining stability and control within the business.
Relevant Life Insurance
Offer life cover as a valuable benefit for your employees, paid for by the business and tax-efficient. Relevant Life Insurance provides a lump-sum payment to an employee’s family if they pass away while employed, helping you show real care beyond the workplace.
Private Medical Cover
Give your team access to private healthcare when they need it most. Private Medical Cover helps employees skip NHS waiting lists, access specialists quickly, and return to work sooner; improving wellbeing, satisfaction and business performance.
Employee Cash Plans
Support your employees’ everyday wellbeing with cash plans that help cover dental check-ups, eye care, physiotherapy, and more. Simple, affordable, and easy to use: a great way to show your commitment to your team’s health.
What is Business Protection Insurance?
What would happen if a key employee could not work?
Business protection insurance is designed to provide financial protection to businesses in case of unexpected events such as the death, critical illness or disability of a key employee or business owner. It helps to ensure that the business can continue to operate smoothly despite the loss of a key person or the need to repay loans or debts.
Business protection insurance typically includes different types of coverage, such as key person insurance, business loan protection, and shareholder protection. Key person insurance provides financial compensation to the business in case of the death or disability of a key employee, while business loan protection helps to repay any outstanding loans or debts. Shareholder protection is designed to provide financial compensation to shareholders in case of the death or disability of a business owner or shareholder, ensuring that the business can continue to operate without disruption.
Overall, business protection insurance is an important safeguard for businesses of all sizes, helping to protect their financial stability and ensure that they can continue to operate successfully in the face of unexpected challenges.
Discover the smarter way to protect your people and your profits.
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Life Insurance
Life insurance provides financial security for your loved ones if the unexpected happens. It pays out a tax-free lump sum to help cover mortgage payments, household bills, or future plans, giving your family peace of mind when they need it most.
Critical Illness
If you’re diagnosed with a serious illness covered by your policy, critical illness cover pays a one-off lump sum to help you focus on recovery. Use it to ease financial pressure, from medical costs to everyday living expenses, while you take time to heal.
Private Medical
Private medical insurance gives you quicker access to high-quality healthcare, with choice over specialists, hospitals, and treatment dates. Get peace of mind knowing you can receive prompt medical attention when you need it most, helping you get back to living life well.