Relevant Life Insurance.

Protecting your employees and their loved ones, beyond the workplace.
Looking for a tax efficient way to provide yourself with Life Insurance? Thought not…. But whilst you’re here let me explain the wonders of Relevant Life Insurance.

Put simply, this insurance works in exactly the same way as a conventional life insurance policy.

However, the beauty of it is that the premiums are paid for by your limited company and are treated as an allowable expense for tax purposes, so you can offset the cost against corporation tax and there’s no benefit in kind deduction – winner!

The policy is placed in trust to your chosen beneficiaries so that the money stays outside of your estate and is paid promptly.

Why pay for life insurance from your own, taxed, money??

Tax-efficient protection for small businesses and their valuable employees.

What are the benefits of relevant life insurance?

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Tax-efficiency

Relevant life insurance premiums are tax-deductible for the business, and the payout is typically tax-free for the employee’s family.
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Affordable

Relevant life insurance can be more affordable than traditional life insurance policies, making it an attractive option for small businesses.
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Individual coverage

Relevant life insurance is an individual policy that can be tailored to meet the specific needs of the employee.
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Death-in-service benefit

Relevant life insurance provides a death-in-service benefit to the employee’s family in the event of their untimely death, providing financial security and peace of mind.
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Attraction and retention

Offering relevant life insurance as an employee benefit can be an effective recruitment and retention tool, demonstrating a commitment to employee well-being and providing a competitive edge in the job market.

Speak to us about protecting what matters most.

If you're interested in protecting what matters most and securing your family or business financial future, we're here to help.

We're experts in what we do and will provide a solution tailored to you and your requirements. Our team of experts will work closely with you to find the right coverage at the right price. Get started today.

Not what you’re looking for? 

There are lots of protection options available, we can offer them as a stand alone policy or we can tailor a policy to suit your needs. 

Key Person Insurance

Protects business financially if key employees are unable to work.

Private Medical Cover

Private healthcare for employees, benefits for employer/employee.

Employee Cash Plans

Health cover for employees, including dental and optical care.