Private Medical Insurance.
Most basic policies will include full in-patient cover and comprehensive cancer cover as standard with many additional options available to be added such as therapies cover, out-patient cover and mental health cover.
There’s been a big shift in recent years from insurers just paying for treatment when needed to trying to keep their policy holders healthy, to help prevent treatment being needed, with perks such as discounted gym membership and health screenings as well as free coffee’s and cinema tickets if you clock up a certain amount of steps in a day. It’s quickly becoming a policy you don’t have to be claiming to benefit from.
The cost of cover is largely driven by age and where you live. There are ways you can manage cost such as adding a policy excess or a six week option – this can reduce premiums by as much as 40% and is a stipulation that if the NHS can provide your treatment within 6 weeks you must use the NHS and, if not, the medical insurance kicks in as normal.
There is a policy to suit most budgets and many insurance companies to choose from.
What are the benefits of private medical cover?
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Private medical cover. Here’s a few facts…
- Private medical cover is also known as private health insurance or PMI.
- It is a form of insurance that covers the cost of private medical treatment.
- Private medical cover is available for individuals, families, and businesses.
- Private medical cover can be used alongside NHS treatment.
- Many private medical insurance policies include a range of benefits such as access to private hospitals, shorter wait times for procedures, and specialist consultations.
- Private medical cover can offer peace of mind, knowing that you have access to medical treatment when you need it.
- Private medical cover can be purchased on an individual or group basis, with businesses often providing it as an employee benefit.
- Private medical cover is not a substitute for maintaining a healthy lifestyle and taking preventative measures to stay healthy.
Not what you’re looking for?
There are lots of protection options available, we can offer them as a stand alone policy or we can tailor a policy to suit your needs.

Income Protection
Pays out if you are sick or injured and cannot work.

Life Insurance

Critical Illness
Consultations, diagnosis & treatment for minor or major medical conditions.